Québec's auto-insurance plan protects all road users. All Québec citizens are covered for any injuries arising from an automobile accident anywhere in the world, whether or not they are responsible for it.
To be compensated by the SAAQ
To be compensated, the accident must involve at least one motor vehicle in motion. For a collision between two cyclists, or between a cyclist and a pedestrian, it is the Québec health insurance plan that covers the costs.
Cyclist injured by a car door opening
According to the circumstances of the accident, the cyclist could be compensated by the SAAQ.
In all cases, cyclists are asked to submit a request for compensation to the SAAQ, using an accident or event report, if applicable. The SAAQ will make a decision based on the facts presented.
In the event of injury, here is how to proceed:
Traffic accident - SAAQ